Introducing the Homebuyer Confidence Plan

Begin the Planning

Clarify Your Objective - Where do you want to move?

Establish Your Timeline - Is it a few months or a few years?

Find Out What to Expect - Learn the Home Buying Process

Review Budget Ranges - Find out what you could afford

Mortgage Options - See the difference between 3% down and 20% Down

Financial Planning for Home Ownership -Find out about Closing Costs, Taxes, Insurance

We'll Create a Path Toward Owning your New Home! - Now is the time to prepare

Discuss Buyer Broker Agreement - Required by State of California

Plan the Viewing of Homes - Learn My Process So You Do Not Miss Anything

Begin the Home Pruchase Planning Today!

Debt-to-Income Ratio: What Southern California Homebuyers Need to Know

When you apply for a mortgage, your lender doesn’t just look at how much money you make. They look at how much of that income is already committed to other obligations. That’s where your debt-to-income ratio (DTI) comes in—and in Southern California’s high-cost housing market, it’s one of the mo
Mortgage Pre-Qualification vs. Lender Pre-Approval

As part of the Homebuyer Readiness Review, it’s important to understand the difference between the quick, educational pre-qualification we’ll do together, and the formal pre-approval issued by a licensed lender. Agent Pre-Qualification (with Casey Brummer) This is an informal, educational step desig